ag loans
Farm Operating Loans
We offer fixed and variable interest rates for agricultural loan programs with a variety of payment plans.
Available to cooperative members and the community, Verity’s operating loans are short-term loans, convenient for bridging the cash flow gap in cyclical businesses.
Comprehensive crop operating loans can be used to cover fertilizer, crop protection, seed, delivery and application charges, soil testing, labor, and more.
Specialty Agricultural Programs
Term Loans
In addition to our traditional operating loans and specialty programs, Verity offers 3-7 year secured term loans. Term loans are available to members and non-members alike, with favorable interest rates that can be used for a wide variety of financial needs.
Equipment Loans
Verity offers intermediate term capital loans that are generally for the purchase of machinery and equipment. Equipment and/or a general lien on all farm personal property is used as primary collateral. Real estate may also be used as collateral.
Verity offers portable, flexible, and cost competitive financing for all makes and models of farm equipment.
Or view Verity equipment leasing
Real Estate Loans
We are here to be your local lender for real estate transactions with long-term financing secured by a first and/or second mortgage on agriculture real estate.
Interest rate and terms are subject to approval.
Verity offers adjustable-rate real estate loans with a 5-30 year term.
Available to cooperative members, Verity offers niche specialty loans for agronomy customers who purchase their crop inputs from ALCIVIA.
Download our new 2025 Verity financing programs available to ALCIVIA members.
contact us
Please contact one of our specialists today to discuss your lending needs and find out why we’re the lender of choice for cooperative members.
Phone: 608.819.3433
Email: verityinfo@ALCIVIA.com